Fast Business Funding & Working Capital Loans
Business Funding from $10K to $2M — Approved in 24 Hours
Prime Business Care delivers tailored business funding solutions — from working capital loans to lines of credit — so you can seize opportunities, manage cash flow, and scale with confidence. Get the capital you need in as little as 24 hours, with an 84% approval rate and no credit impact.
Business Funding Solutions Built for Your Needs
From day-to-day operations to ambitious expansion, Prime Business Care provides the business funding structure that matches your goals. Explore our working capital, expansion, and line of credit options below.
Working Capital Loans
Smooth out cash flow gaps and keep your business running strong. Cover payroll, inventory, and daily expenses with flexible working capital tailored to your revenue cycle.
Learn more →Merchant Cash Advance
Get funded fast based on your revenue, not your credit score. Flexible daily or weekly repayment that adjusts with your cash flow. No collateral required.
Learn more →Business Line of Credit
Access revolving capital on your terms — draw funds when needed and only pay for what you use. The ultimate flexibility for managing opportunities and expenses.
Learn more →Equipment Financing
Ready to scale? Finance trucks, machinery, restaurant equipment, medical devices, and more — up to $5M. Preserve cash flow with tax advantages via Section 179.
Learn more →How to Get Business Funding in 24 Hours
We've cut the red tape so you can focus on what matters: growing your business. Our four-step business funding process takes most companies from application to funded in 24 to 48 hours.
Apply Online in 5 Minutes
Fill out our simple application in under 5 minutes with basic business information.
Get Reviewed
A dedicated funding specialist reviews your application and matches you with the best options.
Review Your Offer
Get competitive offers within 24 hours with transparent terms — no obligation to accept.
Get Funded in 24-48 Hours
Accept and receive funds directly in your business account within 24 to 48 hours.
Why Small Businesses Choose Prime Business Care for Funding
We're not just a lender — we're a team that understands small business because we work with business owners like you every day.
Tailored Solutions
Every business is different. We create customized funding packages that align with your specific goals, cash flow patterns, and growth timeline.
24-Hour Decisions
Opportunities don't wait. Our streamlined process gets you from application to funded in as little as 24 hours with minimal paperwork.
Transparent Terms
No hidden fees, no surprises. Competitive rates and clear terms so you always know exactly what you're getting into.
Dedicated Funding Specialist
Work directly with a funding specialist who guides you from the first call through the life of your funding relationship.
Business Funding Qualifications & Requirements
Simple requirements, straightforward answers. If your business meets these criteria, you're likely a strong candidate for financing through Prime Business Care.
$25,000+ Monthly Revenue
Your business brings in at least $25K in gross monthly revenue verifiable through bank statements.
1+ Year in Business
Your company has been operating for at least twelve months with a consistent revenue track record.
Active Business Bank Account
An active business checking account in good standing that reflects regular deposits.
No Open Bankruptcies
No current bankruptcy proceedings — we focus on your business's forward potential.
Results-Driven Funding
We look at your actual business performance — not just a credit score. Revenue, cash flow, and growth trajectory are what matter most when evaluating your application.
Business Funding for Every Industry
Prime Business Care provides tailored capital solutions for companies across dozens of industries. Our team understands the unique cash flow patterns and capital needs of your sector.
Trucking & Transportation
Funding for owner-operators and fleet owners. Fuel advances, equipment financing, and working capital.
Learn more →Restaurants & Food Service
Capital for restaurants, cafes, and catering. Equipment, renovation, and seasonal working capital.
Learn more →Construction & Contractors
Financing for general contractors and specialty trades. Bridge project gaps and cover payroll.
Learn more →Bad Credit Business Loans
Funding approved on business performance — not just credit. 500+ FICO accepted on most products.
Learn more →Retail & Ecommerce
Inventory financing and seasonal working capital for brick-and-mortar retail and online stores.
Learn more →Medical Practices
Equipment, expansion, and working capital for doctors, dentists, and veterinary practices.
Learn more →Auto Repair & Services
Capital for auto body, mechanical repair, and specialty automotive businesses.
Learn more →Frequently Asked Questions About Business Funding
Get answers to the most common questions about our business funding process, qualifications, and timelines.
How fast can I get funded?
Prime Business Care delivers funding decisions within 24 hours. Once approved, funds are typically deposited in your business account within 24 to 48 hours, making us one of the fastest options available for small businesses.
What are the minimum requirements to qualify?
To qualify, your business must generate at least $25,000 in monthly revenue, have been operating for 12+ months, maintain an active business bank account in good standing, and have no open bankruptcy proceedings.
How much can I qualify for?
Prime Business Care offers business funding from $10,000 to $2,000,000 based on your monthly revenue, time in business, cash flow patterns, and overall performance. Most businesses qualify for 80% to 150% of their average monthly revenue.
Will applying affect my credit score?
No. Our initial application uses a soft credit pull inquiry, which does not impact your personal or business credit score. A hard inquiry is only performed if you proceed with a specific offer and request it.
What types of funding products do you offer?
We offer a full range of solutions including working capital loans, merchant cash advances, business lines of credit, equipment financing, SBA loans, invoice factoring, and expansion capital. Our team matches you with the best product for your specific needs.
Do I need collateral?
Most of our products, including merchant cash advances and working capital loans, do not require collateral. We focus on your business revenue and cash flow rather than traditional collateral requirements.
Can I qualify with bad credit?
Yes. Prime Business Care works with business owners across the credit spectrum. Because we evaluate your actual business performance — revenue, cash flow, and deposits — rather than just credit scores, many owners with challenged credit still qualify. Learn more about our bad credit business loans →
What documents do I need to apply?
The initial application takes under 5 minutes with basic business information. For approval, you'll typically need 3 to 6 months of recent business bank statements. Additional documentation may be required depending on the amount and product selected.
Talk to a Funding Specialist Today
Have questions or ready to explore your business funding options? Reach out — our team responds within one business day.
Send Us a Message
Apply for Business Funding Today
Apply in 5 minutes. No credit impact. Find out how much you qualify for today.
Start Your Application